Day-to-day activities like going for a walk or even taking a bath are activities that we could easily take for granted. As we get older however, this can change. For this reason, any good retirement planning strategy should involve a plan to address health issues and long term care.  

Long term care insurance provides a monthly benefit should you become unable to care for yourself due to illness, aging, mental health or an accident. A long term care policy could one day be the difference between having the option of staying in your own home or going into a nursing facility.